Where’s the promised interest rate? Properly compare loans? But how? With Werbebootschaften such as consumer credit already from 3.49% eff. Some banks are trying to attract customers with such promising statements annual percentage rate”. A such advertisement is also called advertising interest. As the term advertising interest”below, these embassies only serves, to attract the attention of customers, since less than 5% of credit interested get loans at the mentioned favorable interest rates. The actual interest rate range is between 8% and 15%. This margin for a loan depends on the creditworthiness of the customer. Under the credit the customer’s credit is generally understanding, which in turn reflects the payment and the financial situation of the client.
In short: the better the credit rating of credit interested, the cheaper the variable interest rate for the loan is and the worse the creditworthiness, the higher the variable interest rate is. Prevention of the promised interest of advertising how could the be prevented? Easy: use search in the Internet! Since a comparison of direct requests regarding a loan takes too long, it makes sense perform a comparison on the Internet here. By entering the relevant data such as income, employment status, more loans, employer, etc., you can carry out a direct comparison of the interest rates. The loan comparison on the Internet save you not only time but also money.
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